– Advertisement – – Advertisement – People wait to visit a house for sale in Garden City, Nassau County, New York, on Sept. 6, 2020.Xinhua News Agency | Getty Images “In a volatile economic environment, where the number of Americans filing for initial unemployment just last week totaled an elevated 751,000, and with low returns due to the Federal Reserve’s quantitative easing, bond investors sought the relative safety of mortgage-backed securities.” Mortgage rates follow loosely the yield on the 10-year U.S. Treasury.Other mortgage products, including the 15-year fixed, FHA loans and jumbo mortgages, set new record lows for their average rates last week, according to the Mortgage Bankers Association, or MBA.- Advertisement – Volatility surrounding the 2020 presidential election has helped push mortgage rates to their 12th record low this year, giving both homeowners and buyers a boost.The average rate on the popular 30-year fixed mortgage fell to 2.78% for the week ending Nov. 5, down from 2.81% the previous week and 3.69% the same week one year ago, according to Freddie Mac.“Interest rates dropped to another record low this week … because of uncertainty around the election results,” said George Ratiu, senior economist at realtor.com.- Advertisement – With rates now close to a full percentage point lower than they were a year ago, homeowners are rushing to refinance yet again, even as so many have already refinanced in the past year. Mortgage applications to refinance a home loan were over 80% higher last week compared with a year ago, according to the MBA.For homebuyers, consistently low rates over the past several months, and the almost weekly prospect of rates falling even lower, have only fueled already strong demand. After a very brief pause at the start of the pandemic, buyers came rushing back, looking for a safe haven as well as larger spaces for working and schooling from home.“With a rising second wave of COVID cases, the challenge of social distancing continues to drive peoples’ quest for a housing solution,” said Ratiu.For the first time since 2011, homes sold faster in October than September and prices remained at their summer peak of $350,000, according to calculations by realtor.com, which included data from the National Association of Realtors.While low interest rates have given buyers additional purchasing power, they have only added to already soaring home prices. The record-low supply of homes for sale is causing bidding wars in markets across the nation.In Denver, for example, record low inventory of less than a one-month supply pushed prices to yet another record high.“October continued to defy seasonality as new records were broken by both buyers and sellers,” said Andrew Abrams, chair of the Denver Metro Association of Realtors’ market trends committee.“Sellers continued to have little competition as escalation clauses, appraisal gap waivers and “as-is” offers were frequently used, while buyers had to fight hard, making concessions in all of the ways referenced above, to secure a place they could call home,” he said.
– Advertisement – “The market is now pricing in a Biden presidency with a Republican Senate, and the rotation that we saw was based on that,” Levine said. “And if there’s an increasing risk that that’s not the case for the Senate, then this entire move could also be somewhat at risk as well.”Levine also said that the strength of tech stocks was due in part to their strong earnings performance and resiliency in the case of new economic restrictions in the United States during the winter to slow the spread of the coronavirus.Republicans have filed a flurry of legal challenges in several states related to the ongoing vote counts, and the Trump campaign said it will request a recount in Wisconsin. The Biden campaign, meanwhile, has called for all votes to be counted.“Democracy’s sometimes messy. It sometime requires a little patience as well,” the former vice president in a short speech in Delaware on Thursday, adding that he was confident his ticket would be declared the winner once all the votes are counted.On the economic front, Friday will bring a fresh look at the labor market for investors, with the Labor Department’s October jobs reported scheduled to be released before the bell. The report comes on the heels of disappoint readings for ADP private payrolls and initial jobless claims. U.S. stock futures were flat on Thursday evening as Wall Street eyed its best week since April even as the results of the presidential election remained unclear.Futures tied to the Dow Jones Industrial Average lost 1 point, while those for the S&P 500 and the Nasdaq-100 were basically flat.The three indexes notched their fourth-straight positive session on Thursday and were on track for their best week since April 9. The S&P 500 and the Dow are up 7% so far this week. The tech-heavy Nasdaq Composite has led the way with a nearly 9% gain. The sharp rally follows a slump in the prior week.- Advertisement – The surge in stocks has come despite lingering uncertainty about the outcome of Tuesday’s election. Democratic nominee Joe Biden leads with 253 electoral votes, according to NBC News projections, while President Donald Trump has 214. Votes are still being counted in several key states including Nevada, Arizona, Pennsylvania and Georgia.Victories by Republicans in several key Senate races, thus lowering the odds of a “blue wave” and potential higher taxes and stronger regulations, have been cited by Wall Street strategists as a reason for the rally in tech stocks. However, the Republicans have not yet won the necessary seats to control the Senate, according to NBC News projections, with two potential run-off elections in Georgia.Alicia Levine, chief strategist at BNY Mellon Investment Management, said that the possibility of Democrats winning narrow control of the Senate was one of the major risks not priced into the market even if the runoffs wouldn’t necessarily cause the markets to dip.- Advertisement – – Advertisement – Traders work on the floor of the New York Stock Exchange on Nov. 4th. 2020.NYSE
Ghana’s longest-serving leader, former flight lieutenant Jerry John Rawlings, who died on Thursday, had an enduring legacy as ‘the man of the people’.He twice seized power in Ghana but returned the country to democratic control.- Advertisement – – Advertisement – Through decades of speeches and interviews, this is how he spoke of his vision for Ghana and for Africa.
Sep 24, 2004 (CIDRAP News) – United Kingdom health officials this week began telling several thousand Britons they may face a slightly increased risk of contracting variant Creutzfeldt-Jakob disease (vCJD) because they received blood products from donors who later were found to have the disease.About 6,000 people who have hemophilia and other bleeding disorders and a few people with primary immunodeficiency or certain other conditions were to be informed of the situation, the UK Department of Health (UKDH) said in a Sep 21 news release.”Although any additional risk to these people is likely to be very small, it is necessary to take some simple steps to minimize any chance of passing on the infection,” the statement said. “These steps include not donating blood, tissue or organs, and ensuring that they tell their doctors and dentists if they undergo treatment in the future.”Variant CJD is the human form of bovine spongiform encephalopathy, or mad cow disease, which spread through British cattle herds in the 1980s and 1990s. Nearly 150 people in Britain have suffered the fatal brain disease. It has been generally believed that these cases all resulted from eating beef products from diseased cattle.However, two cases of suspected bloodborne transmission of vCJD in Britain have been reported in the past year, one last December and one in July. These cases and related investigations prompted the decision to inform blood-product recipients of a possible increased risk.So far, nine British donors of blood plasma are known to have contracted vCJD, according to a report by the UKDH’s Health Protection Agency (HPA) in the Sep 23 issue of Eurosurveillance Weekly. Those donors made a total of 23 plasma donations, which were used in making a variety of blood products, the report says.People who received transfusions of whole blood from donors who later were found to have vCJD were contacted earlier this year and told about their possible additional risk, according to the UKDH news release. Since then, the department has traced plasma from the donors and conducted a risk assessment, which led to the decision to notify recipients of the blood products, officials said.People considered to be at risk are being contacted directly by their doctors, officials said. Health Secretary John Reid stated, “We have . . . been concerned to do everything practicable to ensure the patients directly affected are informed by the specialist doctors who care for them, so they can be given all appropriate information and support. I know this information may be difficult to absorb, which is why we are working with their doctors and other clinicians, to ensure they have the information and support they need.”The UKDH said it won’t know exactly how many people will be notified until patient records have been examined, a task that was begun Sep 9.The department said about 6,000 people with hemophilia and other bleeding disorders would receive letters about the situation, but “the number who may be affected directly is estimated to be around 4,000 people.”Others to be contacted include an estimated 50 people who have primary immunodeficiency and a few people “who have been treated with large quantities of particular plasma products for a range of conditions,” such as secondary immunodeficiency,” the UKDH said.A statement on the HPA Web site says physicians will trace and assess the recipients of implicated plasma products to determine if the patients have a high enough risk of contracting vCJD to warrant public health precautions. When precautions are warranted, physicians will take steps to ensure that patients don’t donate blood, tissue, or organs and that, if the patients undergo surgery, extra infection control steps are taken.UKDH statements describe the risk to the blood product recipients as unknown but probably very low. The news release said that plasma products are made from “pools of many thousands of donations, greatly reducing any risk of vCJD being passed on.”Reid said the government’s handling of vCJD and possible bloodborne transmission has been guided by the principles of “maximum caution and maximum openness.”See also:Report in Sep 23 Eurosurveillance Weeklyhttp://www.eurosurveillance.org/ViewArticle.aspx?ArticleId=2552UK Health Protection Agency report “Variant CJD and Blood Products”http://www.hpa.org.uk/infections/topics_az/cjd/blood_products.htm
Mar 18, 2005 (CIDRAP News) – A 5-year-old boy from central Vietnam has tested positive for H5N1 avian influenza, becoming the 25th Vietnamese to contract the disease since late December, according to a Vietnamese newspaper.The boy, named Hoang Trong Duong, is from Quang Binh province and was hospitalized Mar 15 in Hue with high fever, cough, and lung infection, according to Than Nien News, a Ho Chi Minh City newspaper. He was in stable condition.Nguyen Tran Hien, director of Vietnam’s National Institute for Hygiene and Epidemiology, said the boy tested positive for H5N1, according to the story.With the latest case, Vietnam unofficially has had 25 human cases, 13 of them fatal, since late December. In addition, one fatal case occurred in Cambodia in that period.The boy’s 13-year-old sister died at a local hospital Mar 9 after suffering symptoms like her brother’s, according to the Than Nien News report, which cited the Associated Press as the source of that information. The director of the provincial preventive medicine center said no samples from the girl were taken, leaving the cause of her illness uncertain.The boy’s uncle, Hoang Thai An, said the family had eaten a dead chicken given them by a neighbor 3 weeks ago, the story said.A report today by the Chinese news agency Xinhua gave a slightly different account. It said the family had slaughtered and eaten a chicken given them by relatives, and several days later all three children in the family fell ill. The report cited the newspaper Saigon Liberation as its source.More suspected casesAt least two other suspected cases of avian flu have been reported in Vietnam this week. Yesterday, Than Nien News said a person from the northern province of Bac Ninh was admitted to the Institute of Tropical Disease in Hanoi in “relatively good” condition with suspected avian flu. The patient’s age and sex were not listed.Today’s Xinhua report said another person from Quang Binh province was admitted to a local hospital yesterday with a fever and breathing difficulty. The information was attributed to Hoang Van Min, head of the provincial veterinary bureau. No other details were provided.Earlier this week, a Reuters report said avian flu was suspected in a man from the southern province of Kien Giang who died last weekend (Mar 12 or 13). A doctor at the province’s general hospital said test results were pending; no other details were given.Poultry outbreak in North Korea?In other developments this week, a South Korean news agency reported an outbreak of avian flu in North Korea, previously untouched by the H5N1 virus. The report prompted the WHO to ask North Korea for information, which was not immediately forthcoming.The Yonhap news agency reported the avian flu outbreak at a chicken farm in Pyongyang, North Korea’s capital, according to a Mar 15 Agence France-Presse (AFP) report. Yonhap said the information came from a South Korean businessman who had met North Korean officials on a business trip to Beijing.WHO officials said they regarded the report as a rumor and had asked North Korea for information about it. As of yesterday the WHO hadn’t heard anything from North Korean officials, spokesman Dick Thompson in Geneva told CIDRAP News by e-mail.North Korea has said it was free of the disease. However, experts said mirgratory birds heading north from Southeast Asia could have carried the virus into the country, according to AFP. Many waterfowl carry avian flu viruses without getting sick.Harsaran Pandey, WHO regional information officer in New Delhi, told AFP the WHO has a representative in Pyongyang, but said it is difficult to get information from the secretive communist state.Vietnam hopes to store vaccineAlso this week, a researcher said Vietnam hopes to stockpile 1 million doses of a human vaccine for avian flu, once testing is complete. That word came from Hoang Thuy Nguyen, who heads the vaccine research at Hanoi’s Central Institute of Hygiene and Epidemiology, via an AFP story Mar 16.Nguyen said he hopes the vaccine could go into production by the end of this year. The vaccine already has shown good results in chickens and mice, and it is currently being tested in monkeys, the report said.Today’s Xinhua story said 24 of 35 Vietnam localities involved in the current round of avian flu outbreaks in poultry have gone for at least 3 weeks without any new cases, suggesting that the outbreaks are “cooling down.”Elsewhere, Indonesia’s agriculture minister said avian flu has killed 50,000 chickens in South Sulawesi and West Java since the beginning of this year, according to a Mar 16 AFP report. He said trade in chickens from the two areas had been banned in an effort to contain the disease.Reuters reported that J. R. Wasito, director-general of animal husbandry at the nation’s agriculture ministry, had ordered isolation and culling in the affected areas, plus vaccination of poultry within 5 kilometers. He said more than 1 million doses of vaccine had been distributed.Indonesia has had a number of avian flu outbreaks in poultry since late 2003, but no human cases have been reported.
Aug 8, 2007 (CIDRAP News) – Vietnamese officials said yesterday that the death of a 15-year-old boy last week was caused by H5N1 avian influenza, according to news services.The teenager died Aug 3 while being transferred from a hospital in his home province of Thanh Hoa to Hanoi, 95 miles to the north, according to an Associated Press (AP) report.Test results the next day showed the boy had avian flu, said Nguyen Huy Nga, director of Vietnam’s Preventive Medicine Department, the AP reported. Nga said the boy had had contact with ducklings bought from a local market.The boy’s illness marked Vietnam’s seventh human H5N1 case and fourth death from the disease this year, according to the AP and other news services. The country has had a total of 100 cases with 46 deaths since 2003.Five cases reported by Vietnamese officials have not yet been confirmed by the World Health Organization (WHO), whose current avian flu tally for Vietnam is 95 cases with 42 deaths. Overall, the WHO has logged 319 cases and 192 deaths.In an Aug 6 news briefing, a WHO official said Vietnam has been trying to ship samples from avian flu patients to the WHO but has run into delays because of its own and other countries’ rules governing shipment of biological materials.Vietnam was hit hard by human H5N1 cases in 2004 and 2005, but after November 2005 the country had no more cases until late May of this year, when a 30-year-old man from Vinh Phuc province tested positive for the virus.
Croatian tourist offer is again presented this year at the largest tourist fair for the general public in France “World tour salon“, Which takes place from March 15 to 18 in Paris.The fair is visited by more than 100.000 visitors every year, and the tourist novelties are represented by about 500 tourist destinations in Europe and the world. In addition to the Croatian Tourist Board as the main exhibitor, the tourist boards of the City of Zagreb, Šibenik-Knin, Split-Dalmatia and Dubrovnik-Neretva counties also present their offer at the fair. The Croatian stand was also visited on the first day of the fair by the Croatian Ambassador to France, HE Filip Vučak with associates.According to Danijela Mihalić Đurica, director of the CNTB Representation in France, arrivals from the French emitting market are constantly increasing “In 2017, there were more than 540.000 arrivals of French tourists in Croatia, which is an increase of 9 percent and a record 2,1 million overnight stays, which is an increase of 5 percent compared to 2016. Especially cheerful and realized increases in the pre- and post-season periods in regions where the French have not been present in large numbers so far, which has certainly contributed to the numerous promotional activities in the regions from which direct flights to Croatia are being introduced.”, Pointed out Mihalić Đurica.In recent years, the International Tourism Fair in Paris has been associated with the fair “Destination Nature“Which is dedicated to active tourism. Thus, for the price of one ticket, visitors have the opportunity to visit two fairs, which is why the interest in these fairs is constantly increasing, which is evident in the extremely high attendance of the Croatian stand during the first day of the fair.Photo: HTZ”France is a very potent market for Croatia, from which we have been achieving excellent results in tourist traffic in recent years. Together with key partners, we are working hard to increase airlines, which are one of the key prerequisites for further growth and maintaining positive trends. We are extremely pleased with the data of the Association of French Tour Operators (SETO) according to which the demand for package deals for Croatia is constantly increasing, while the sale and reservation of summer package deals for Croatia is increasing by as much as 45%”, Said the director of the CNTB Main Office Kristjan Staničić.According to the CNTB, the Croatian tourist promotion on the French market will continue next week with a performance at the active tourism fair in Lyon, followed by the presentation of Croatian tourist and maritime heritage at the event “Escale à Sète“, Which takes place in the south of France in the city of Sète. Croatia, along with Italy, will be one of the honorary countries of this year’s edition of the event, which annually attracts about 300.000 visitors, who have the opportunity to see more than 130 boats. Thus, as part of the Croatian presentation, the arrival of several Croatian traditional boats was organized, such as Kvarnerski guc, Lošinj regatta pasara, Condura Croatica, Komiška sandula, Neretvanska lađa and trupica.
While some laugh, others with the help of Black Egg open new markets and grow. Provocative? Yes, of course, but the most important thing is not PR but the fact.After the last article on the topic Black Egg business model, a big debate has opened that continues even today, and the biggest debate is that the Black Egg is a synonym for cheap accommodation, which is certainly a misconception. On the contrary, Crno Jaje is an excellent channel for promotion and sales, and they cooperate with the strongest hotels in Croatia. Then there is certainly something in that “Black Egg”, if the strongest hotels in Croatia see their interest, right?”We have been recognized by the strongest hoteliers in Croatia, and this fact only shows that Crno jaje is not a synonym for cheap accommodation, but as an excellent sales channel and a smart modality of work for the largest hoteliers. They know when, how and how to use Black Egg as a sales platform. ” Hrvoje Bujas, the owner of Crni Jaj, pointed out and added that they cooperate with Valamar, Maistra, Toplice Sv. Martin, Supetar Waterman Resort and many others.At the moment, my focus is on their campaign for Martinje, which is interestingly not limited to Zagorje, so here is the reason for a new story. “Martinje, which was actually just an event limited to Zagorje and Međimurje, we put it together as an offer and a nice package so we sell arrangements from Istria, Kvarner, Zagorje, Međimurje, Podravina, Moslavina, Banovina, all the way to Slavonia and Baranja, I hope and Dalmatia next year “Hrvoje Bujas points out and adds that Crno jaje has placed completely new products on the market in the last seven years or reengineered the existing one.We all know that the most important base for continental tourism is the domestic market, ie domestic guests as a basis. That’s why it’s great for me to see continental destinations wake up slowly and be proactive. Yes, it is a difficult and long way to success, but everything starts with the first step and branding.An excellent channel for the promotion of continental tourism and weekend events This is exactly the kind of promotion that continental tourism needs. Weekend trips as a starting point to get to know the hidden and unexplored interior, ie continental Croatia. What to do for the weekend? Experience Slavonia, Zagorje, Lika and everything is well packed in various Dolska motifs. From local gastronomy, active vacation to wellness.Experience the sound of the forest, the river, the silence of the golden plain, etc.… We have as many motives for the play on words as we want. But first and foremost we have to make tourist arrangements, and offer them to the market. Both to the agencies and to the target group through promotion. We need to send a call to be discovered. This is the first prerequisite.A great example is Baranja, which has positioned itself as the best destination in Slavonia. If someone had told you five years ago that people would get in the car for the weekend from Zagreb on their way to Baranja, they would have said that he was crazy. But this is exactly what is happening, and everything is accompanied by a great response of business team building in Baranja. Crno Jaje certainly played a big role, where Baranja positioned itself through all their channels for years, as well as campaigns on Nova TV and Dom TV, with which Crnja jaje collaborates and places certain campaigns, and where Baranja was constantly spinning and jumping out of the pate.And the numbers prove that the thing works. As Bujas points out, no one can fill a hotel in seven days like we can, there is no tool on the market other than Black Egg. “This year, over 500 arrangements for Martinje were sold, whether it was a one-day trip or a package of two nights, an increase of 30% over last year.. “Here’s another example that immediately popped up at first glance. This is the Sv. Martin Spa campaign, where the offer for 3 nights and New Year’s Eve is 3121 kn. And it’s not that cheap, is it? Have a full hotel for three days + extra spending, great calculation. On the other hand, who wouldn’t love to have their hotel filled for the New Year, St. Martin’s Day or any other event in their own organization?”We have rebranded the approach to the organization of New Year’s Eve, we currently have as many as 50 offers, many completely different from standard offers on the market, such as Welcome to Wellness & evening with Nena Belan in Sveti Martin or for the first time since Croatian independence New Year’s Eve 2019 in Hotel Imperial Park in Vodice with a beautiful evening with Goran Karan, and in other hotels also perform Škoro, Suhodolčan… This year we expect over 100 offers for the New Year, and sales growth of a further 10%.”Says Bujas and adds that Crno Jaje wants to provide its customers with a new and unique experience at a good price, and partners on the other hand, in a fast way and with a strong TV campaign on NovaTv and DomaTv to fill all their capacities.If you ask me how to fill a hotel out of season or sell a weekend with an overnight stay with some content I definitely recommend Black Egg as one of the tools. Finally, in addition to sales, there is also a segment of large media reach and destination positioning, which is a great value in the long run and with a combination of other promotion channels.The market is growing and developing, as is the competition fighting for the same guests in the domestic market. If you want to grow you have to find various ways to reach the target group because the noise in communication is getting bigger and bigger day by day. More and more hotels are organizing New Year’s Eve and various weekend packages as motives for arrival. From wellness weekends for guests to rest their body and soul, organization of concerts, sports events, to various gastronomic tours.In any case, whether you like Black Egg or not (btw it’s not even important in business, but the account balance at the end of the month) is the fact that thanks to this business model sold out a lot of restaurants, hotels, events, stories… Market competition is open , let the better, more skilful and creative win.RELATED NEWS:
Condé Nast Traveler points out that Hvar is an excellent destination to visit all year round, especially due to warm summers and mild winters, and points out the well-known Hvar statistics – that this is the sunniest island in Croatia, with more than 2800 hours of sunshine a year. This world-renowned magazine also highlights the rich historical heritage of the town of Hvar – highlighting the 13th-century Fortica Fortress as an unavoidable cultural monument. Also, the editors write about the famous harvest of Hvar lavender, which becomes one of the main attractions in the summer months. Along with Hvar, the five best islands include the Greek islands of Crete, Paros and Mykonos, and the Danish island of Bornholm. “This award is a kind of crown to our successful season behind us. We are honored to be in the company of the world’s best islands – this is a reward for all tourist stakeholders in our city and our island. In the Tourist Board of the town of Hvar, in the post-season we continue to position our town on the world map of year-round destinations with a diverse offer, and we believe in further tourist growth. “points out Petar Razović, director of the Hvar Tourist Board. More than 600.000 readers around the world participated in the selection of the best through various categories. The best hotels and resorts, airlines, villas, spas, airports, cruisers and tour operators, cities and islands were chosen. “We are extremely proud of the recognition we received. Being in such a selected company is a confirmation of year-round flawless work and providing services in accordance with the highest standards in tourism. I am extremely honored that the hotel guests recognized this and voted for us at this year’s Readers’ Choice Awards, ” said hotel director Igor Tabak. In the category of resorts, the hotel Amfora from Hvar took the title of one of the 30 best resorts in Europe. Photo: Sunny Hvar The world’s leading travel magazine Condé Nast Traveler has published the results of the Readers ’Choice Awards. The island of Hvar received another international recognition, a great award from the readers of the renowned magazine Condé Nast Traveler, whose votes ranked it at the very top of the best islands in the world and brought the title of the best island in Europe! The island of Hvar was named the best island in Europe in 2019. Hotel Amfora is located in a quiet bay near the center of Hvar with an unobstructed view of the Paklinski islands, which makes it a unique resort on the island of Hvar. Recognized for its spectacular cascading pool and diverse offerings, it is an ideal choice for couples, families and holding business meetings, congresses, conferences and exclusive events, writes Condé Nast Traveler.
Almost a third of respondents (31 percent) have a drop in reservations of more than 80 percent, and 90 percent of them also cancel reservations, with the share of canceled reservations for July and August being mostly up to 60 percent. Suffered financial damage from 50.00 to 100.000 kuna “These data show that family accommodation is an extremely affected sector of tourism, on which the existence of almost 110.000 families depends and which is of inestimable importance for the business of many ancillary companies and crafts. The current occupancy is mostly realized by filling the accommodation facilities in canceled and free terms at significantly lower prices, so we anticipate that ultimately this year’s financial results will be incomparable with last year’s “, said the president of the Family Tourism Association of the Croatian Chamber of Commerce Martina Nimac Kalcina, adding that due to the connection of family accommodation with a number of other activities, it is necessary to adopt additional measures to help renters. The Croatian Chamber of Commerce survey was conducted on a sample of over 2100 respondents, and is being conducted in several phases until the end of this season in order to provide as accurate data as possible on the situation in the family accommodation market. Only 6 percent of them answered that they do not have significant financial losses. Among the surveyed service providers, a third are retirees, among whom 75 percent are those without whom income is significantly endangered (46 percent) or subsistence (29 percent). About 20 percent of them need a moratorium on the existing loan, and a similar number need a new loan to survive until next season. The results of the HGK survey on the impact of coronavirus on the business of family accommodation providers showed that as many as 95 percent of respondents have a reduced number of reservations compared to last year, despite three quarters of them reducing prices, mostly up to 30 percent. CCC More than half of the respondents (53 percent) state that the measures of the Government of the Republic of Croatia helped them to some extent or significantly, while the measures of local and county bodies were used by only 18 percent of private landlords. Source: HGK Germany is a key emitting market; followed by other European countries, Austria, Italy and Slovenia The financial damage suffered in the first six months of this year for most renters (77 percent) ranges up to HRK 50.000, while for the next three months this estimate rises to HRK 100.000. The largest share of reservations (60 percent) is received through leading online sales channels, and a smaller part directly (30 percent) or through domestic travel agencies (11 percent). The survey confirmed that our key emission markets are Germany, Austria and Italy, as well as Slovenia. Germany is a key emission market; followed by other European countries, Austria, Italy and Slovenia.