Fidelity Bank Plc (FIDELI.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2012 annual report.For more information about Fidelity Bank Plc (FIDELI.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Fidelity Bank Plc (FIDELI.ng) company page on AfricanFinancials.Document: Fidelity Bank Plc (FIDELI.ng) 2012 annual report.Company ProfileFidelity Bank Plc is a financial services institution in Nigeria offering banking products and services for the individual, commercial and corporate sectors. Its extensive full-service personal and business offering ranges from transactional accounts, online banking, loans and term deposits to money market, treasury services loans and advances, commercial support overdrafts, equipment leasing finance and trade, working capital, project, asset and syndicate finance. Fidelity Bank Plc operates through 225 business offices, 730 ATMs and 3 853 point-of-sale channels. Founded in 18=987 and formerly known as Fidelity Union Merchant Bank, the company changed its name to Fidelity Bank Plc in 1999. Its head office is in Lagos, Nigeria. Fidelity Bank Plc is listed on the Nigerian Stock Exchange
Ghana Oil Company Limited (GOIL.gh) listed on the Ghana Stock Exchange under the Energy sector has released it’s 2015 interim results for the first quarter.For more information about Ghana Oil Company Limited (GOIL.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Ghana Oil Company Limited (GOIL.gh) company page on AfricanFinancials.Document: Ghana Oil Company Limited (GOIL.gh) 2015 interim results for the first quarter.Company ProfileGhana Oil Company Limited markets and distributes petroleum products in Ghana. The company markets a range of products which includes diesel, gasoline, premix, kerosene, bitumen, aviation fuel, liquid petroleum gas (LPG), lubricants, grease and special products such as brake fluids, mosquito coils and a multi-insect repellent called Goiltox. Ghana Oil Company Limited provides a bunkering service for ocean vessels as well as builds storage tanks and lays pipelines to transport fuel and LPG across Ghana and other countries in sub-Sahara Africa. Its retail division is marketed under the brand name GOIL and comprises 85 filling stations, 61 services stations and 138 consumer outlets located in major towns and cities in Ghana. Ghana Oil Company Limited targets companies, schools, hospitals, factories, hotels, banks and major parastatals. Several retail outlets have been set up to market premix fuel and kerosene to the rural areas and LPG filling stations have been installed in a few filling and service stations. Ghana Oil Company Limited is listed on the Ghana Stock Exchange
“This Stock Could Be Like Buying Amazon in 1997” Our 6 ‘Best Buys Now’ Shares While 2020 was a very challenging period for UK shares, investing money in them today could prove to be a very profitable move.After all, the FTSE 100 and FTSE 250 have posted high single-digit annual total returns over recent decades. As such, an investment in a wide range of stocks could realistically double in a nine-year time period – even if it matches the wider market’s return.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…However, through purchasing cheap shares in high-quality companies, it may be possible to beat the wider market as a stock market recovery takes hold.Investing money in cheap, high-quality UK sharesInvestor sentiment towards a wide range of UK shares continues to be relatively weak. For example, banking stocks such as HSBC and Barclays trade on valuations significantly below their long-term averages because of a weak economic outlook. Similarly, travel and leisure stocks such as Whitbread and easyJet have low share prices because of the challenging operating conditions they currently face.Historically, sound businesses that trade at low share prices have recovered in the long run. An improving economic outlook and stronger investor sentiment can mean today’s cheap stocks deliver relatively high returns in the coming years.Businesses, such as those companies mentioned above, clearly face major short-term risks. But their financial and market positions suggest they could outperform other UK shares in a likely long-term stock market rally.Holding cheap stocks for the long runOf course, cheap UK shares could remain undervalued for many months. Even though investor sentiment has improved since March lows and the economic outlook is increasingly positive, political threats may remain in place in 2021. Similarly, coronavirus risks could remain elevated for some time.Therefore, it may be a slow process for an investor to double their money via FTSE 100 and FTSE 250 shares. Certainly, buying cheap shares in high-quality businesses can produce higher returns. But time is required for compounding to transform an impressive annual return into a large portfolio that doubles in size. As such, adopting a long-term view of stocks could be a useful move.DiversificationAlthough UK shares such as Barclays, HSBC, easyJet and Whitbread could realistically deliver large gains, there’s always a chance they’ll fail to do so. They may encounter unforeseen risks that hold back their financial performances.Therefore, it’s crucial to invest in a more diverse range of stocks than simply buying companies in a couple of different sectors. This can mean there’s a higher chance an investor’s portfolio is able to benefit from a likely stock market recovery in the coming years.It also reduces risk at what remains an uncertain time for the economy. But it’s also one that provides great opportunities for an investor to double their money over the long run. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Peter Stephens owns shares of Barclays, easyJet, HSBC Holdings, and Whitbread. The Motley Fool UK has recommended Barclays and HSBC Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by Peter Stephens I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Peter Stephens | Thursday, 17th December, 2020 Enter Your Email Address How I’d invest in UK shares in 2021 to double my money Simply click below to discover how you can take advantage of this.
See all posts by Manika Premsingh 1 FTSE 250 stock I’d buy One FTSE “Snowball Stock” With Runaway Revenues As the economy opens up, investors are spoilt for choice when buying high-potential shares. Some of these include companies that performed well even during the lockdowns and have a bright future ahead too. One of them is the FTSE 250 technology stock Kainos (LSE: KNOS). The provider of software solutions released a stellar set of results earlier this week. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Kainos is growing fastFor the full year ending March 31, the company reported a 31% increase in revenue and if that is not big enough, its pre-tax profit increased by 117%. And this is not a one-off increase either. The company has seen consistent growth in both revenue and profits over the past few years. Positive futureWhile this is indeed a good place to start, I also like the fact that its future looks promising. But first let us look at the company itself. It has two business segments. The first is called Digital Services, which contributes to almost 70% of its revenues. Under this umbrella, Kainos offers services like data analytics and cloud solutions, which have grown by 24% on average over the past five years. This is healthy growth in itself, and going by forecasts, there is much promise here too. The second is known as Workday Practice, which provides software support across business functions like finance and human resources. It has shown impressive growth of 49% on average under its project consulting and management segment, while its proprietary software tool has grown by 51% over the same time. I think these bode well at a time when the economy is expected to take off.Safe stockIts focus on public and healthcare sectors is also encouraging, because they are less likely to be impacted during downturns. In an article I wrote on industrial software provider AVEVA yesterday, I had flagged its dependence on clients in cyclical industries like mining and oil as a potential risk factor. Comparatively, Kainos is a safer play.Kainos’s growth across geographies also makes it relatively safe if there is a slowdown in the UK at any point. While the UK and Ireland still account for 74% of revenues, its North American business is growing fast. In the latest financial year it grew by 77%. Consistently rising share priceAn assessment of the company would not be complete without a look into its share price trends. Even a financially healthy company, in my view, can be an iffy bet if its credentials do not reflect in its share price performance over time. That is not a challenge with Kainos, though. In the past year, its share price has risen by 78%. And in the past two years, the share price is up by 140%. I reckon that it can rise more, based on its recent performance. The stumbling blockCredit risk is one potential downer for the company, however. In its results statement, it says that “the impact of Covid-19 continues to be a significant consideration in the calculation of the lifetime expected credit loss”. I would watch out for it.My takeaway for the FTSE 250 stockHowever, in the overall scheme of things, I think Kainos’s potential outweighs the risk. It is a buy for me. Looking for new share ideas?Grab this FREE report now.Inside, you discover one FTSE company with a runaway snowball of profits.From 2015-2019…Revenues increased 38.6%.Its net income went up 19.7 times!Since 2012, revenues from regular users have almost DOUBLEDThe opportunity here really is astounding.In fact, one of its own board members recently snapped up 25,000 shares using their own money… So why sit on the side lines a minute longer?You could have the full details on this company right now. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Our 6 ‘Best Buys Now’ Shares Manika Premsingh has no position in any of the shares mentioned. The Motley Fool UK has recommended Kainos. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images Enter Your Email Address Manika Premsingh | Wednesday, 26th May, 2021 | More on: KNOS Grab your free report – while it’s online.
“COPY” Oblique House / Studio B Architecture + InteriorsSave this projectSaveOblique House / Studio B Architecture + Interiors Year: United States Oblique House / Studio B Architecture + Interiors Houses Area: 6420 ft² Year Completion year of this architecture project Pattillo Associates Engineers Photographs Architects: Studio B Architecture + Interiors Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/799294/oblique-house-studio-b-architecture-plus-interiors Clipboard CopyAbout this officeStudio B Architecture + InteriorsOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesCarbondaleUnited StatesPublished on January 17, 2017Cite: “Oblique House / Studio B Architecture + Interiors” 17 Jan 2017. ArchDaily. Accessed 11 Jun 2021.
“COPY” Photographs Photographs: Adam Letch, Mickey Hoyle Manufacturers Brands with products used in this architecture project South Africa 2016 Pieter Malan, Jan-Heyn Vorster Lead Architects: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/873882/tree-house-malan-vorster-architecture-interior-design Clipboard Houses CopyHouses•Cape Town, South Africa Save this picture!© Adam Letch+ 33Curated by María Francisca González Share Architects: Malan Vorster Architecture Interior Design Area Area of this architecture project Manufacturers: Hakwood, western red cedar, COR-TEN Projects Area: 117 m² Year Completion year of this architecture project ArchDaily “COPY” Year: Structural Engineer:Henry Fagan & PartnersQuantity Surveyors:DA Quantity SurveyorsLandscape Designer:Mary Maurel GardensMain Contractor:Theunis NaudeSpecialist Cabinetry:Versfeld Custom FurnitureSpecialist Metalwork:Link EngineeringCity:Cape TownCountry:South AfricaMore SpecsLess SpecsSave this picture!© Adam LetchRecommended ProductsWoodLunawoodThermowood FacadesWindowsVitrocsaMinimalist Window – SlidingWoodBruagBalcony BalustradesWindowsVEKAWindows – SOFTLINE 82 ADText description provided by the architects. The architects have been involved with previous projects on this tree-rich property, and were commissioned to design a small contemporary house to compliment the existing collection of buildings – spatially organised around a modern interpretation of the Cape Werf.Save this picture!© Adam LetchInspired by the trees on the estate, the client requested a cabin-like, one bedroomed hide-away resembling a tree house. The structure is located in a small clearing amongst forest-like gardens, and respond similarly to the verticality of the surrounding trees in order to maximise views from the highest portion of the site.Save this picture!© Adam LetchInspiration was drawn from the timber cabins of Horace Gifford and Kengo Kuma’s notions of working with the void or in-between space, while Louis Kahn’s mastery of pure form and the detailing ethic of Carlo Scarpa informed a process of geometric restraint and handcrafted manufacturing.Save this picture!Structural DiagramThe organisational diagramme of the structure explores the pure geometry of a square, with each side divided into three modules and where two of these modules determine the diameter of a circle on each of the four sides of the square – resulting in a pin-wheel plan layout.Save this picture!© Adam LetchA square is directional and a circle not – the square relates to the North/South site geometry and the four circles to the organic and natural surroundings. Each circle’s centre is the location for a column, and circular rings, supporting the floor beams above, are connected to the columns by means of branch-like arms. Each ring circumscribes a half-round space ancillary to the main square living space on that level.Save this picture!© Adam LetchThe building becomes a vertically arranged “clearing in the forest”, with living space on level one, a bedroom on level two and a roof deck on the third. A plant room is located at ground level below the building. The half round bays accommodate a patio, dining alcove and stair on the living level, a bathroom on the bedroom level and a built-in seat on the roof deck level – the pure geometries provide articulation to the spaces. The building lightly touches the ground, and entry is by means of a suspended timber and Corten steel ramp.Save this picture!© Adam LetchSave this picture!SectionSave this picture!© Adam LetchThe columns, arms and rings are constructed from laser-cut and folded Corten steel plate, and each column is divided into four ‘trunks’ in the interest of transparency, slenderness and to allow floor beams and windows to pass through the centre points of the rings. The steel trees support timber floors beams, facade glazing and a western red cedar building envelope. The connections between steel and timber are expressed by means of hand-turned brass components. All materials are left untreated, and will express the passing of time as they weather naturally with the surrounding trees.Save this picture!© Adam LetchProject gallerySee allShow lessMulti Traffic Point Hoorn / WRK ArchitectenSelected ProjectsThe Guild House / Realrich Architecture WorkshopSelected Projects Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/873882/tree-house-malan-vorster-architecture-interior-design Clipboard Tree House / Malan Vorster Architecture Interior DesignSave this projectSaveTree House / Malan Vorster Architecture Interior Design Tree House / Malan Vorster Architecture Interior Design CopyAbout this officeMalan Vorster Architecture Interior DesignOfficeFollowProductsWoodSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesCape TownIcebergSouth AfricaPublished on November 14, 2020Cite: “Tree House / Malan Vorster Architecture Interior Design” 14 Nov 2020. ArchDaily. Accessed 10 Jun 2021.
Pinterest Twitter Local News Twitter Pinterest Previous articlePHS to host VASE competitionNext articleOdessa College wins Leah Meyer Austin Award admin By admin – February 24, 2018 WhatsApp Facebook Sul Ross logo color ALPINE Several Sul Ross State University Range and Wildlife students won awards and scholarships at the 54th annual meeting of the Texas Chapter of The Wildlife Society, held Feb. 9-11 in Dallas.Nearly 40 students and faculty/staff of Sul Ross and the Borderlands Research Institute (BRI) attended and participated in events. In addition, about 75 persons attended a BRI/Sul Ross alumni gathering.Denis Perez-Ordonez, Chihuahua, Mexico, won the first place photo in the wildlife category, while Katie Sauer, Denver, CO, won second place overall for graduate student posters. Katherine Haile, Sisterdale, ranked in the top 10 in individual student plant identification scores.Jacob Locke, Center, received the Colin Caruthers Memorial Scholarship, the top undergraduate-level scholarship awarded. Kaitlyn Williams, Aledo, received the Dan Boone Scholarship, a graduate-level scholarship; and Destinee Love, Harper, was recognized as the outstanding Sul Ross Range and Wildlife Club member/student.Sul Ross’ Range and Wildlife Club plant identification teams placed fifth and seventh in competition, while the Range and Wildlife Quiz Bowl team advanced to the competition’s semi-finals.Plant ID team members were: Cameron Wilson, Falls City; Charlie Musick, Blanket; Cheyenne De Luna, Carrizo Springs; Haile; Margaret Downing, Beeville; and Walter Flocke, Wimberley. The team was coached by Roy Saffel. Quiz Bowl team members included: Flocke; Ben Charlton Jones, San Antonio; Musick; Cody Putman, San Antonio; and Sarah Kearney, Lamesa.Students made 14 presentations, six oral and eight posters. Faculty member Whitney Gann also made a presentation. Philip Boyd, Austin, presented in the Clarence Cottam Award competition. Facebook WhatsApp GOOD NEWS: Wildlife Society Meeting
Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Most industries rely on document collaboration to conduct business and finalize transactions. Whether it’s the mortgage industry dealing with clearing title, an accounting firm providing a tax opinion, or a company preparing to go through the acquisition process, due diligence is necessary through current, trustworthy documentation. Yet, with multiple players in different locations involved in business deals—and some types of transactions like mortgages, audits, and M&A activity taking weeks or months to complete—reliable processes for document sharing is challenging.Here’s a hint: most companies today rely on one of two main models by which stakeholders share documents, but both are flawed. Fortunately, there’s a superior option now available, in the form of blockchain technology. Blockchain offers a disruptive collaboration model by which work groups and teams across diverse industries can store information in a way that everybody trusts is unaltered—without needing to rely on a third-party company or outside entity.Option 1: Sending the Document Itself.In this model, someone within the mortgage ecosystem—say the title company—takes a document such as a title commitment out of their system and sends it to someone else who is involved in the transaction—say the lender. The title company sends the title commitment, either by email or a secure file transfer system, taking the document out of their system and sending it to the lender. While almost all businesses operate using this model today, the problem with it is as soon as the recipient has the document, it’s no longer necessarily current. At any point after the act of sending the document a change to the source document could occur, making the recently sent document obsolete.If you follow the title commitment through the eyes of the lender, they assume the document they have received is current and correct and since they hold the document now in their system they have the benefit of knowing the document itself hasn’t changed. What the lender doesn’t know is whether someone else involved with the transaction—perhaps a different colleague at the title company—has added or updated information in the title system, rendering the lender’s “reliable” document instantly out of date. So, the lender gets the benefit of knowing their document version hasn’t been changed, but it still might be no longer accurate or relevant.Option 2: Sending a Link to the Document. Many businesses are understandably worried about the versioning issue that comes up when using the first model, whereby a document received isn’t necessarily the most current update of the file. For documents that will change frequently due to the nature of the transaction, companies can opt instead to send the other party a link to the document rather than sending the file itself.The advantage here is that when the lender clicks on the link, they can review the current version of the title commitment right off the title company’s website or server. Any time anyone at the title company updates the file, the lender will always be able to see the most current document via the link.This sounds great in theory, but the fact is that this second model is as problematic as the first when it comes to trusting the reliability of the information. If the lender opens the file via the link today and works off of it, then closes it and opens it up tomorrow, it might not be the same document tomorrow. With no alert or notification when the document has been altered, the lender has no way of knowing when someone is changing the file at the title company. Choosing either of these models for document collaboration is a bit like building a house on sand. In short, the lender has to select between two bad choices.Option 3: Blockchain CollaborationIt’s clearly time for a paradigm change in how businesses approach document collaboration. This is particularly true for transactions, like mortgages, that have inherent risk given the necessary continued collaboration of multiple parties over a period of months and years. A breakthrough technology already exists that allows collaborative teams to experience the benefits of each model above without the flaws of either one. That technology is called blockchain. Here’s how it works.Using a blockchain document validation service, the title company registers its title commitment and shares this document via a blockchain entry. The lender then accesses the document via blockchain document systems. Through the blockchain technology the title company records a digital proof of the document to ensure the document is never altered. The digital proof acts like a digital fingerprint, creating a tamper proof seal on the blockchain. Any changed versions of the document are automatically registered as new version on the blockchain and all parties are notified. Blockchain technology brings an uneditable, virtually unhackable, neutral third party to the collaboration for the added validation, confidence and confidentiality required in sensitive transactions. Disrupting the Paradigm for Document Collaboration Document Collaboration Factom 2017-08-02 Laurie Pyle Home / Daily Dose / Disrupting the Paradigm for Document Collaboration The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Tagged with: Document Collaboration Factom August 2, 2017 2,165 Views Laurie Pyle is EVP of Factom, a blockchain-as-a-service company that created the mortgage industry’s first practical blockchain technology solution – Factom Harmony. Previously, Pyle was Managing Director at Corsair Associates and worked with technology companies in the mortgage and financial services industry. Prior, she was EVP/CIO for Stewart Lender Services. Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Previous: A Helping Hand from HUD Next: Ocwen on the Rebound Demand Propels Home Prices Upward 2 days ago About Author: Laurie Pyle Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save in Daily Dose, Featured, Market Studies, News
Guidelines for reopening of hospitality sector published RELATED ARTICLESMORE FROM AUTHOR Newsx Adverts Facebook LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Calls for maternity restrictions to be lifted at LUH Pinterest A 45-year-old man and a 32-year-old woman have received hospital treatment following a punishment style attack in Strabane last night.It happened in the Ballycolman estate at around 11 O’clock last night.Up to five masked men forced their way into a house, and beat the the occupants with baseball bats and bars.The two are not thought to be in a life threatening condition.The PSNI are appealing for information. Previous articleDiffering Donegal perspectives on Royal visitNext articleDonegal man denies liability for crash on medical grounds News Highland Pinterest Google+ Google+ Almost 10,000 appointments cancelled in Saolta Hospital Group this week Need for issues with Mica redress scheme to be addressed raised in Seanad also Twitter WhatsApp Facebook Two injured in Strabane attack By News Highland – May 18, 2011 WhatsApp Twitter