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first_img– Advertisement – – Advertisement – People wait to visit a house for sale in Garden City, Nassau County, New York, on Sept. 6, 2020.Xinhua News Agency | Getty Images “In a volatile economic environment, where the number of Americans filing for initial unemployment just last week totaled an elevated 751,000, and with low returns due to the Federal Reserve’s quantitative easing, bond investors sought the relative safety of mortgage-backed securities.” Mortgage rates follow loosely the yield on the 10-year U.S. Treasury.Other mortgage products, including the 15-year fixed, FHA loans and jumbo mortgages, set new record lows for their average rates last week, according to the Mortgage Bankers Association, or MBA.- Advertisement – Volatility surrounding the 2020 presidential election has helped push mortgage rates to their 12th record low this year, giving both homeowners and buyers a boost.The average rate on the popular 30-year fixed mortgage fell to 2.78% for the week ending Nov. 5, down from 2.81% the previous week and 3.69% the same week one year ago, according to Freddie Mac.“Interest rates dropped to another record low this week … because of uncertainty around the election results,” said George Ratiu, senior economist at realtor.com.- Advertisement – With rates now close to a full percentage point lower than they were a year ago, homeowners are rushing to refinance yet again, even as so many have already refinanced in the past year. Mortgage applications to refinance a home loan were over 80% higher last week compared with a year ago, according to the MBA.For homebuyers, consistently low rates over the past several months, and the almost weekly prospect of rates falling even lower, have only fueled already strong demand. After a very brief pause at the start of the pandemic, buyers came rushing back, looking for a safe haven as well as larger spaces for working and schooling from home.“With a rising second wave of COVID cases, the challenge of social distancing continues to drive peoples’ quest for a housing solution,” said Ratiu.For the first time since 2011, homes sold faster in October than September and prices remained at their summer peak of $350,000, according to calculations by realtor.com, which included data from the National Association of Realtors.While low interest rates have given buyers additional purchasing power, they have only added to already soaring home prices. The record-low supply of homes for sale is causing bidding wars in markets across the nation.In Denver, for example, record low inventory of less than a one-month supply pushed prices to yet another record high.“October continued to defy seasonality as new records were broken by both buyers and sellers,” said Andrew Abrams, chair of the Denver Metro Association of Realtors’ market trends committee.“Sellers continued to have little competition as escalation clauses, appraisal gap waivers and “as-is” offers were frequently used, while buyers had to fight hard, making concessions in all of the ways referenced above, to secure a place they could call home,” he said.last_img read more

first_img Share National Epidemiologist Dr. Paul Ricketts. (File photo)A health official in Dominica has expressed concern regarding the increasing rate of obesity among the island’s school children.Statistics indicate that from 2006 the rate of obesity among children has been increasing; in 2006 a survey indicated that 9.8% of the island’s children were obese, 11.1% in 2007, 11.8% n 2008 and 9.8% in 2009.National Epidemiologist Dr. Paul Ricketts explained at a Media Breakfast Meeting on Friday last week that there needs to be a clear message to address this situation.“There is an increasing trend in the proportion of our children who are being identified as obese or overweight. There needs to be a message and if you think about it, for some of us who perhaps are older yes we’re going to try to do something about it but the impact in terms of reversing the trend is probably going to be greatest felt when we address the situation in the younger children.”Dr. Ricketts suggests that a concerted effort must be made to give our children a chance at long and healthy lives.“We have; as adults, as parents as a community, we have to make a concerted effort to change the lifestyle patterns of our young children to give them a better chance at a healthier life and a longer life and a longer healthy life in the future.”He also cautions that fast foods are a contributing factor to the increasing rate of obesity as healthy foods are not promoted sufficiently.“When we feed them fast foods and foods that are high in fat and calories and we don’t promote the eating of our local foods and vegetables, plus it is cheaper by the way to do that; not only are we not training them correctly but we’re also setting them up for significant health problems in the future.”Dr. Ricketts also noted that parents should ensure that servings of fresh fruits and vegetables are included in their children’s diet daily.Dominica Vibes News Sharing is caring! Share Sharecenter_img Tweet LocalNews Increasing rate of obesity among children cause for concern by: – February 13, 2012 28 Views   no discussionslast_img read more

first_img Share This StoryFacebookTwitteremailPrintLinkedinRedditBethune-Cookman (12-12, 6-4) vs. Maryland Eastern Shore (3-21, 2-7)William P Hytche Athletic Center, Princess Anne, Maryland; Saturday, 4 p.m. ESTBOTTOM LINE: MEAC foes meet as Bethune-Cookman squares off against Maryland Eastern Shore. Both teams last played this past Monday. Bethune-Cookman won easily 87-68 at home against Howard, while Maryland Eastern Shore is coming off of a 68-67 overtime loss at Coppin State. VETERAN PRESENCE: Both of these teams have relied heavily on their seniors this year. AJ Cheeseman, Da’Shawn Phillip and Ahmad Frost have combined to account for 36 percent of Maryland Eastern Shore’s scoring this season and 49 percent of the team’s points over its last five games. For Bethune-Cookman, Isaiah Bailey, Cletrell Pope, Malik Maitland, Wali Parks and Leon Redd have combined to account for 70 percent of all Bethune-Cookman scoring, including 74 percent of the team’s points over its last five games.RAMPING IT UP: The Hawks have scored 59.8 points per game and allowed 67.4 points per game across nine conference games. Those figures both represent moves in the right direction from the 66.5 points scored and 76.4 points allowed per game to non-conference opponents.BRILLIANT BAILEY: Bailey has connected on 29.5 percent of the 44 3-pointers he’s attempted and has made 5 of 10 over his last five games. He’s also converted 78.3 percent of his foul shots this season.YET TO WIN: The Wildcats are 0-6 when they score 65 points or fewer and 12-6 when they exceed 65 points. The Hawks are 0-21 when they fail to score more than 67 points and 3-0 on the season, otherwise.COLD SPELL: Maryland Eastern Shore has lost its last three home games, scoring an average of 55.7 points while giving up 72.DID YOU KNOW: Bethune-Cookman has attempted 23.4 free throws per game this season, the 15th-highest rate in the country. Maryland Eastern Shore has gotten to the line far less frequently and is averaging only 14 foul shots per game (ranked 286th, nationally). Associated Press February 13, 2020center_img BCU, UMES meet in conference play ___For more AP college basketball coverage: https://apnews.com/Collegebasketball and http://twitter.com/AP_Top25___This was generated by Automated Insights, http://www.automatedinsights.com/ap, using data from STATS LLC, https://www.stats.comlast_img read more