first_img– Advertisement – – Advertisement – People wait to visit a house for sale in Garden City, Nassau County, New York, on Sept. 6, 2020.Xinhua News Agency | Getty Images “In a volatile economic environment, where the number of Americans filing for initial unemployment just last week totaled an elevated 751,000, and with low returns due to the Federal Reserve’s quantitative easing, bond investors sought the relative safety of mortgage-backed securities.” Mortgage rates follow loosely the yield on the 10-year U.S. Treasury.Other mortgage products, including the 15-year fixed, FHA loans and jumbo mortgages, set new record lows for their average rates last week, according to the Mortgage Bankers Association, or MBA.- Advertisement – Volatility surrounding the 2020 presidential election has helped push mortgage rates to their 12th record low this year, giving both homeowners and buyers a boost.The average rate on the popular 30-year fixed mortgage fell to 2.78% for the week ending Nov. 5, down from 2.81% the previous week and 3.69% the same week one year ago, according to Freddie Mac.“Interest rates dropped to another record low this week … because of uncertainty around the election results,” said George Ratiu, senior economist at realtor.com.- Advertisement – With rates now close to a full percentage point lower than they were a year ago, homeowners are rushing to refinance yet again, even as so many have already refinanced in the past year. Mortgage applications to refinance a home loan were over 80% higher last week compared with a year ago, according to the MBA.For homebuyers, consistently low rates over the past several months, and the almost weekly prospect of rates falling even lower, have only fueled already strong demand. After a very brief pause at the start of the pandemic, buyers came rushing back, looking for a safe haven as well as larger spaces for working and schooling from home.“With a rising second wave of COVID cases, the challenge of social distancing continues to drive peoples’ quest for a housing solution,” said Ratiu.For the first time since 2011, homes sold faster in October than September and prices remained at their summer peak of $350,000, according to calculations by realtor.com, which included data from the National Association of Realtors.While low interest rates have given buyers additional purchasing power, they have only added to already soaring home prices. The record-low supply of homes for sale is causing bidding wars in markets across the nation.In Denver, for example, record low inventory of less than a one-month supply pushed prices to yet another record high.“October continued to defy seasonality as new records were broken by both buyers and sellers,” said Andrew Abrams, chair of the Denver Metro Association of Realtors’ market trends committee.“Sellers continued to have little competition as escalation clauses, appraisal gap waivers and “as-is” offers were frequently used, while buyers had to fight hard, making concessions in all of the ways referenced above, to secure a place they could call home,” he said.last_img read more

first_imgDepok resident Yurika Anindya left home early on Thursday to catch the morning train to avoid being made late by an altered schedule to accommodate maintenance on the line she takes to her office on Jl. Kebon Sirih in Central Jakarta.The legal practitioner said she left the house at 5:45 a.m. to take the 6:20 a.m. train from Pondok Cina Station in Depok, West Java, to Gondangdia Station in Central Jakarta, located two stations after Manggarai Station in South Jakarta.“The news about the new train schedule has made me concerned about the commute time to the office, but there’s nothing I can do other than leaving the house earlier. Knowing that my life depends on the commuter train and I am unable to control the operation of the service, I should be able to manage whenever any problem occurs,” Yurika said.Her concern was the result of a maintenance pro… Log in with your social account Google Forgot Password ? Facebook Linkedin Train Jabodetabek Greater-Jakarta Depok Bekasi Kereta-Api-Indonesia KCI Topics : LOG INDon’t have an account? Register herelast_img read more

first_imgDialling in from her Berlin flat, Merkel, 65, led a cabinet meeting that decided on a major rescue package for virus-stricken companies and employees in Europe’s top economy.”She was tested today and now we are waiting for the results, and we’ll see what comes out of that,” Seibert said, adding that any next steps would be guided by advice from doctors and Germany’s Robert Koch Institute (RKI) disease control agency.Seibert thanked everyone on Merkel’s behalf for “the many, many well wishes and messages for the chancellor to stay healthy”.The spokesman declined to say whether Merkel’s chemistry professor husband Joachim Sauer was quarantining with her, saying he would not share information about family members. Angela Merkel is “doing well” in self-imposed quarantine and awaiting the results of her coronavirus test, her spokesman said Monday, as the veteran chancellor joined millions of Germans in working from home.Merkel decided to self-isolate as a precaution after learning on Sunday that a doctor who vaccinated her last Friday was infected with the novel coronavirus.”The chancellor is doing well,” her spokesman Steffen Seibert told reporters. Asked if he himself, as a close Merkel staffer, should self-isolate, Seibert said he last met with the chancellor on Sunday afternoon but had stuck to the advice of keeping a safe physical distance from people.News that Merkel was going into quarantine came shortly after she gave a press conference in Berlin where she showed no symptoms of ill health.She used the press conference to announce fresh curbs on social interactions to contain a pandemic that has infected over 22,600 people in Germany and killed 86.The latest measures include a ban on gatherings of more than two people, on top of last week’s closures of schools, non-essential shops, bars and restaurants.The head of the RKI, Lothar Wieler, on Monday said he was “optimistic” that the restrictions were paying off, noting that the outbreak’s “exponential growth curve had started to flatten a bit”.He expected to have a clearer view of the trend by Wednesday.Topics :last_img read more

first_imgBargain of the Week is in Harristown, ToowoombaMore from newsMould, age, not enough to stop 17 bidders fighting for this homeless than 1 hour agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor6 hours agoHarristown has a population of 8,491, sitting only four kilometres south west of the Toowoomba CBD.Officially named in 1981, believed to be in honour of a Brisbane businessman, George Harris, the estate first opened in 1902 with the local school starting in 1911.If a life in the ranges sounds appealing, then Harristown might just be the suburb for you.Here are three more homes on the market for under $250,000. 35 Justin Street is a three-bedroom, two-bathroom beauty on the market for $249,000 with updates already started.Sitting on a generous fully fenced 642sq m block the home is open for inspection tomorrow from 9:30am to 10am.If low maintenance townhouse living appeals then 2/1 Zimmerle Street might be more your style.The two-bedroom, two-toilet, air-conditioned home has reasonable body corporate fees, is within walking distance to local shops and is on the market for offers over $249,900.Or maybe you would prefer a three-bedroom unit for $239,000 at 5/343 West Street.The unit is at the rear of the complex for added privacy and boasts a roomy kitchen with breakfast bar and views of the yard. This week’s Bargain Buy is in Harristown, Toowoomba where this three-bedroom home sold for $249,000.PICTURESQUE Toowoomba is hiding some bargain buys with three-bedroom homes for under $250,000, brilliant for the first-home buyer or investor.This home at 11 Talbot Street in Harristown sold on Monday for $249,000, only a short stroll from the local school.Close to shops and parks the original family home with tandem carport, set on 506sq m is in a suburb where the median three-bedroom house price is $309,000, renting for $295.last_img read more

first_imgThe veranda on the original at 44 Reading St, Paddington, before it was transformed. Andrew and Rob Gray pose at 29 Rockbourne Terrace, Paddington, Brisbane on Wednesday, August 22, 2018. Graya have renovated the 1920’s Rhondda house. (AAP Image/Claudia Baxter)LOOK out Paddington, there’s a new kid on the block and it’s set to blow the competition away.The builder brothers behind Graya Construction have teamed up with emerging Brisbane developer, Frank Developments, to create their biggest project to date.The luxury home, named Laurént, will be launched Friday on one of Paddington’s most sought-after streets and here’s a first glimpse of what it’s expected to look like. A render of the front of the home known as ‘Laurént’. Picture supplied.Rob and Andrew Gray and Frank Developments director Frank Licastro bought the property at 44 Reading Street for $1.15 million in January when it was just a quaint, three-bedroom Queenslander.They have redesigned it to represent one of Paddington’s most iconic homes and work has started on building the six-bedroom, five-bathroom residence, which Rob Gray expects will eclipse the end valuation of their previous projects.“There are a number of $5 million homes surrounding the site, so we are very optimistic it will smash our $3 million barrier,” Mr Gray said.Graya Construction recently sold one of their projects at 29 Rockbourne Tce, Paddington, for $3 million. A render of what the back of the house will look like. Picture supplied.“The collaboration with Frank Developments was a no-brainer for us as we have been mates for 10 years, with one common goal — to build and develop luxury, iconic homes,” Rob Gray said.“Our shared interests have helped shape Laurént to be without a doubt our most anticipated project to date.” The view from the rooftop sky garden of ‘Laurént’, which is the latest project by Graya Construction. Picture supplied.Graya Construction has built homes for Darius and Kayla Boyd, former Wallabies’ captain Stephen Moore and Channel 9 presenter Alison Ariotti. Inside the house at 44 Reading St, Paddington, before it was transformed. A render of what the kitchen and living area in ‘Laurént’ will look like. Picture supplied.“It was all about redesigning the way people look at multimillion-dollar family homes,” Mr Licastro said.“Not only does Laurent have that luxurious feel, but a one-of-a-kind functional and practical design.”Mr Licastro said Paddington had not seen a luxury residence like it before and he could not wait to bring it to the market in early June 2019 — if not sold prior.The team chose Joe Adsett Architects to help design the property.center_img The kitchen and living area of the house at 44 Reading St, Paddington, before it was transformed. The front of the house at 44 Reading St, Paddington, before it was transformed. The living area of the house known as ‘Laurént’. Picture supplied.Among the property’s features is a four-level internal lift, providing access from the five-car basement car park to the rooftop sky garden terrace.There’s also a family-sized pool, smart home technology, an electric car charger and city views. The kitchen in the house at 44 Reading St, Paddington, before it was transformed.More from newsParks and wildlife the new lust-haves post coronavirus16 hours agoNoosa’s best beachfront penthouse is about to hit the market16 hours ago Andrew and Rob Gray at 29 Rockbourne Tce, Paddington. Image: AAP/Claudia Baxter.last_img read more

first_imgNo Euthanasia.org 11 October 2017From all around Australia, 383 health professional have signed a statement rejecting assisted suicide and euthanasia, reaffirming the role of doctors, nurses and allied health as saving lives and providing real care and support for those who are suffering. Read their statement below:We endorse the views of the World Medical Association that physician assisted suicide and euthanasia are unethical, even if made legal. We endorse the Australian Medical Association position that “doctors should not be involved in interventions that have as their primary intention the ending of a person’s life.”We also endorse the World Health Organisation definition of Palliative Care, which has been re-affirmed by the Australia & New Zealand Society of Palliative Medicine, that Palliative Care aims to deliver impeccable holistic and person centred care without the aim of foreshortening life.We are committed to the concept of death with dignity and comfort, including the provision of effective pain relief and excellence in Palliative Care.We uphold the right of a patient to decline treatment.We know that the provision of pain relief, even if it may unintentionally hasten death of the patient, is ethical and legal. Equally the withdrawal or withholding of futile treatment in favour of Palliative Care is also ethical and legal.We believe that crossing the line to intentionally assist a person to suicide would fundamentally weaken the doctor-patient relationship, which is based on trust and respect. The power of the clinician/patient relationship cannot be over-estimated.We are especially concerned with protecting vulnerable people who can feel they have become a burden to others, and are committed to supporting those who find their own life situations a heavy burden. We believe such laws would undermine the public perception of the dignity and value of human life in all its different stages and conditions. Government focus should be on the compassionate and equitable provision of Social Services, Health Care and Palliative Care.Doctors and Healthcare Professionals are not necessary for the legalisation or practice of assisted suicide. Their involvement is being sought only to provide a cloak of medical legitimacy. Leave doctors, nurses and allied health professionals to focus on saving lives and providing real care and support for those who are suffering.READ MORE: http://www.noeuthanasia.org.au/health_professionals_say_noKeep up with family issues in NZ. Receive our weekly emails direct to your Inbox.last_img read more

first_imgHealthLifestyleLocalNews Dominica to introduce action plan to prevent cholera by: – June 27, 2011 Share Sharing is caring! 29 Views   no discussions Sharecenter_img Share Chief Medical Officer, Dr. David Johnson. Photo credit: GIS NewsDominica is to introduce a plan of action to prevent the entry of cholera in the country.Chief Medical Officer Dr. David Johnson said his ministry is being proactive and will finalize a plan of action at a workshop in July.“We have no cases on the island but we are not sitting back and thinking it’s not a possibility. We are currently planning a workshop to develop a plan of action just in case it were to arrive in Dominica,” he said.According to Dr, Johnson, the Ministry of Health is also addressing several other issues relating to diseases on the island.Dominica Vibes News Tweetlast_img read more

first_imgNewsRegional Venezuela honours Simon Bolivar with new coffin by: – December 19, 2011 11 Views   no discussions Share Share Tweetcenter_img Hugo Chavez often cites Simon Bolivar as his inspirationVenezuelan President Hugo Chavez has unveiled a new coffin containing the remains of 19th Century South American independence hero Simon Bolivar.The mahogany coffin, encrusted with diamonds, pearls and golden stars, was revealed at a ceremony to mark the anniversary of Bolivar’s death in 1830.“You live on in us,” Mr Chavez said in a speech beside the coffin. President Chavez often draws parallels between his socialist revolution and Bolivar’s liberation struggle.Last year, he ordered the exhumation of Bolivar from his tomb so scientists could examine whether he had been murdered rather than dying from tuberculosis as many historical accounts maintain.But the scientists found no proof that he had been deliberately poisoned. Known as “the Liberator”, Simon Bolivar led the 19th Century revolutionary war against Spain, winning independence for Venezuela and several other South American nations. The Venezuelan president claims him as the inspiration for his “Bolivarian” revolution, though some historians say Bolivar would not agree with Mr Chavez’s socialist policies. BBC News Share Sharing is caring!last_img read more

first_imgSouth Ripley at Southwestern Hanover-Monday (12-5)Grade 7-Southwestern 45, South Ripley 24The visiting Raiders battled after being shutdown in the first quarter, but couldn’t generate enough offense or rebounds in a 45-24 loss to the Rebels. Zach Gentile lead SR with 14 points with Ryan Miller adding 6, Dalton Smith 2, and one point each from Luke Cranfill and Nick Schwarte.Grade 8-Soutwestern 53, SR 52Southwestern’ Foster Mefford hit a contested layup at the buzzer to give the host Rebels a 53-52 win. Bryce Franklin hit a spinning layup to break a 48-48 tie with under a minute to play, and Cody Samples added 2 free throws, but it wasn’t enough as the Rebels were able to escape with the heartbreaking victory. Lane Sparks paced the Raiders with 23 points, Franklin finished with 11, Samples scored all 9 of his points from the foul line, Jacob Jines hit a three pointer, and Colby Bush, Dillon Binion, and Brady Linkel all added two point buckets.The seventh graders drop to 3-8 on the season, and the eighth graders fall to 9-2, snapping a 9 game winning streak. Both teams are back in action Tuesday, hosting the Hauser Jets, 6:00 tip.Courtesy of Raiders Coach Jeff Greiwe.last_img read more

first_img For all the Latest Sports News News, Football News News, Download News Nation Android and iOS Mobile Apps. London: England’s plan to celebrate their 1,000th international by qualifying for Euro 2020 in serene style against Montenegro at Wembley on Thursday has been ripped up by Gareth Southgate’s decision to drop Raheem Sterling. The Manchester City winger was involved in a physical confrontation with Liverpool defender Joe Gomez at England’s training base on Monday as emotions spilled over from the highly-anticipated Premier League clash between the two clubs on Sunday. Sterling has been the star of a qualifying campaign dominated by off-field issues where the Three Lions have largely let their football do the talking on it. Bar a shock defeat to the Czech Republic last month, the World Cup semi-finalists have shown why they will be among the favourites to win a first major tournament in 54 years next summer.Sterling has scored eight of his side’s 26 goals in six games as he has blossomed into one of the world’s best players for club and country since failing to find his best form at the World Cup 18 months ago. He has also been a leading figure as England have stood up to the racist abuse suffered by a number of players in Montenegro and Bulgaria. One of Southgate’s strengths since taking charge three years ago has been to foster a unity in the camp, far removed from the club-aligned cliques that hampered the chances of talented England sides of the past.That now faces its biggest test as the bubbling rivalry between Liverpool and City threatens to spill over. Southgate’s first instinct was reportedly to send Sterling home, but the intervention of senior players, principally Liverpool captain Jordan Henderson, helped ease the feud and the 24-year-old has remained with the squad to train.”I always have to find the right solution for the group and that’s a very difficult line,” said Southgate on Tuesday. “We have a very good understanding of the way that we have worked over the last couple of years, which has brought us a lot of togetherness that is still there. We are a united group. Now we have to turn our focus onto the football. We have a hugely important qualifier to reach a European Championship.” Sterling has since apologised to Gomez and the rest of the squad. “I am man enough to admit when emotions got the better of me,” he said in an Instagram post. “Me and Joe Gomez are good, we both understand it was a five to 10-second thing… it’s done, we move forward and not make this bigger than it is.”Sterling could even return to action as soon as Sunday when Southgate’s men travel to Kosovo. England will hope there is nothing riding on that match for them as a point against the side ranked 61st in the world on Thursday will be enough to guarantee qualification. Even in Sterling’s absence, Southgate is blessed with an array of attacking talent including Harry Kane, Jadon Sancho and Marcus Rashford that should continue England’s free-scoring form.Also Read | Raheem Sterling Sparkles As Manchester City See Off Aston VillaBut Southgate’s action has been criticised by some for bringing a private incident into the public eye and putting Sterling under more scrutiny as a result. “Why this couldn’t be handled internally?” said former England defender Rio Ferdinand. “Now Raheem is left to defend himself from all of the haters that had had their keyboards turned off due to him becoming a very worthy ambassador for the English game.” If England’s long wait to win a major tournament is to come to an end, Southgate needs to continue getting the best out of Sterling. The question remains what lasting impact the developments of the last two days will have on their relationship going forward.last_img read more